How To Terminate or Suspend Vehicles

Below is a quick reference guide on how to terminate or suspend a vehicle damaged during Hurricane Ivan:

Steps for Terminating Vehicles

Total Loss Vehicles

Owners must:

Have vehicle inspected by insurance company and/or loss adjuster
If it is assessed as a total loss, the insurance company will terminate your policy. [The insurance company has the option of retaining the vehicle or returning it to the customer as part of a settlement. Regardless, the licence plates, licence coupon, and logbook must be surrendered to the Department of Vehicle Licensing and Transport (DVLT).]
Complete and sign the Application for Suspension/Termination of Vehicle Licence form, available from the DVLT. This form must be submitted to your insurer in order to receive your claim cheque.

Insurance Company responsibility

The insurance company will submit the Application for Suspension/Termination of Vehicle Licence to the DVLT for processing (Either the owner or the insurance company may contact MC Restoration Ltd. to remove derelict vehicles, at no cost to the individual.)

If repair estimates approved by insurance companies will take a long time to complete, individuals may consider suspending their insurance policy and vehicle licence.

Steps for Suspending Vehicle Insurance

Owners must:

Have vehicle inspected by insurance company and/or loss adjuster and/or provide an estimate for repairs to your insurance company
Contact insurance company to suspend insurance policy
Complete and sign the Application for Suspension/Termination of Vehicle Licence form, which must be submitted to your insurer before you can receive your claim cheque

Insurance company responsibility:

The insurance company must submit the Application for Suspension/Termination of Vehicle Licence to the DVLT for processing.